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Uncover potential new investments and learn about financial markets on the Chit Chat Money podcast. Our flagship show releases three episodes a week with a focus on analyzing individual stocks in a variety of formats. We periodically publish seasons of a History of Financial Markets, which you can listen to here. The show notes for each episode are published on this website, which you can find below.

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Deep Dive: Upstart Holdings

Listen On: Spotify Apple Podcasts What do they do? Upstart is trying to disrupt the credit score and give people loans based on “true” risk. They work with banks and consumers to get people loans at better interest rates, and get people to banks that default less. History? Was founded in 2012 by three people: Dave Girouard, Paul Gu, and Anna Counselman. They went public in December of 2020. Industry? There are $3.6 trillion in consumer loans that originated each year. SoFi, c

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